1. Acceptance of Terms

By accessing and using DividendYields.co.nz ("the Website"), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

2. Description of Service

DividendYields.co.nz provides information about dividend yields for New Zealand Exchange (NZX) listed companies. Our services include:

• Dividend yield data and rankings
• Dividend income calculators
• Educational resources about dividend investing
• Links to comprehensive data on Dividends.co.nz

3. Investment Disclaimer

4. Data Accuracy

While we strive to provide accurate and up-to-date information:

• Data may contain errors or be outdated
• We do not guarantee the accuracy of third-party data
• Users should verify information independently
• Market conditions change rapidly and data may not reflect current prices

5. Acceptable Use

You agree not to:

• Use the website for any unlawful purpose
• Attempt to gain unauthorized access to our systems
• Interfere with the website's operation
• Copy, reproduce, or redistribute content without permission
• Use automated tools to scrape or harvest data

6. Intellectual Property

The content, design, and functionality of this website are owned by Pangaea Capital Ltd and protected by copyright and other intellectual property laws. You may not reproduce, distribute, or create derivative works without written permission.

7. Limitation of Liability

To the fullest extent permitted by law:

• We disclaim all warranties, express or implied
• We are not liable for any direct, indirect, or consequential damages
• Our liability is limited to the maximum extent permitted by law
• You use this website at your own risk

8. Third-Party Links

Our website contains links to third-party websites. We are not responsible for the content, privacy practices, or terms of service of linked sites.

9. Termination

We reserve the right to terminate or suspend access to our website at any time, without notice, for any reason including breach of these terms.

10. Governing Law

These terms are governed by New Zealand law. Any disputes will be subject to the exclusive jurisdiction of New Zealand courts.

11. Changes to Terms

We may modify these terms at any time. Continued use of the website constitutes acceptance of modified terms.

12. Contact Information