Disclosure

Last updated: January 3, 2025

Important Investment Disclaimer

The information on this website is for educational purposes only and does not constitute financial advice. Always consult with a qualified financial advisor before making investment decisions.

1. Nature of Information

DividendYields.co.nz provides educational information about dividend yields and dividend investing in New Zealand. This information includes:

  • Historical and current dividend yield data
  • Educational content about dividend investing
  • Calculators for estimating potential dividend income
  • General market information and trends

This information is NOT:

  • Personalized financial advice
  • Investment recommendations
  • Buy or sell recommendations for specific securities
  • Professional investment management services

2. Investment Risks

All investments carry risk, including:

  • Market Risk: Share prices can go down as well as up
  • Dividend Risk: Companies may reduce or eliminate dividend payments
  • Liquidity Risk: You may not be able to sell shares when desired
  • Currency Risk: For international investments
  • Inflation Risk: Returns may not keep pace with inflation
  • Company-Specific Risk: Individual companies may face unique challenges

Past performance is not indicative of future results. Dividend yields can change rapidly based on share price movements and company decisions.

3. Data Sources and Accuracy

Our data is sourced from:

  • Publicly available company reports and announcements
  • NZX market data
  • Third-party financial data providers
  • Company websites and investor relations materials

While we strive for accuracy, we cannot guarantee that all information is current, complete, or error-free. Users should verify information independently before making investment decisions.

4. No Professional Relationship

Use of this website does not create a professional relationship between you and:

  • DividendYields.co.nz
  • Pangaea Capital Ltd
  • Any affiliated entities
  • The WealthStack Network

We are not acting as your financial advisor, investment manager, or fiduciary.

5. Regulatory Status

DividendYields.co.nz and Pangaea Capital Ltd:

  • Do not hold a Financial Markets Conduct Act (FMCA) license
  • Are not registered financial advisors
  • Do not provide regulated financial advice
  • Operate as an educational information service

6. Tax Considerations

Dividend income may have tax implications including:

  • Income tax on dividend payments
  • Imputation credits (where applicable)
  • Capital gains considerations
  • Different treatment for different investor types

Tax laws are complex and change frequently. Consult a qualified tax advisor for personalized advice.

7. Affiliate Relationships

DividendYields.co.nz is part of the WealthStack Network, which includes:

  • Dividends.co.nz (our primary data platform)
  • DividendCalculator.co.nz
  • DividendInvesting.co.nz
  • HighDividendStocks.co.nz

We may receive compensation from affiliate partnerships, but this does not influence our educational content.

8. Recommendation to Seek Professional Advice

Before making any investment decisions, we strongly recommend:

  • Consulting with a licensed financial advisor
  • Conducting your own research and due diligence
  • Considering your personal financial situation and goals
  • Understanding your risk tolerance
  • Reviewing current company financial statements
  • Seeking tax advice from a qualified professional

9. Updates to This Disclosure

This disclosure may be updated periodically to reflect changes in our services, regulations, or best practices. Please review this page regularly.

10. Contact Information

If you have questions about this disclosure or our services:

Pangaea Capital Ltd
Email: info@dividendyields.co.nz
Website: Contact Form